Health Insurance

In Canada, you have basic health insurance provided by your province or territory. This insurance covers important things like hospital stays and routine doctor visits, but there are many health-related services and products it doesn’t cover. This is why it’s so important to look into getting additional health insurance.

Even if you’re young and healthy now, it can be a good idea to get additional health insurance as it offers so many benefits – from increased coverage to protecting you from rising healthcare costs.

Increased Coverage

Government health coverage only covers a modest amount of potential medical expenses. With supplement health insurance, you can be covered for a variety of products and services, including:

• Eye exams
• Dental visits
• Prescription drugs
• Home healthcare
• Specialist treatment – such as a physiotherapist, psychologist, or chiropractor
• Semi-private or private hospital accommodations

With many jobs offering limited benefits or none at all, it’s vital to have coverage for services that aren’t covered by government health insurance plans.

Protection From Rising Healthcare Costs

Costs rise every year – and that includes the cost of health care. When you purchase additional health insurance, you don’t have to worry about getting hit with a huge medical bill if you or your loved ones suffer from an unexpected injury or illness.

With insurance, you know upfront what’s covered and what your premiums will cost. So you only have to budget for those two costs – no surprise medical bills!

Coverage When You Need It

It’s crucial to get health insurance before you get sick or you’re injured. If you wait until you’re diagnosed with a severe health issue or get hurt, you may not be able to get the coverage you need. 

It’s much more expensive and challenging to get additional health insurance once you have a pre-existing medical condition. Buying health insurance before you need it offers peace of mind and financial protection.

Choosing the Right Plan For You and Your Family Is Important

If you’re looking to purchase additional health insurance, there are a variety of different plans you can choose from depending on your needs. The right plan can help protect you and your family from being impacted by unexpected and expensive medical costs.

The key things to consider when looking at health insurance plans are:

• Coverage options
• Services that are included
• Costs associated with the plan

If you’re not sure what health insurance plan is best for you, we can help. We’d be happy to talk to you about your situation and suggest plans that will meet you and your family’s needs. Give us a call today!

PlanDirect- Basic, Comprehensive and Premier

PlanDirect can help fill the gap between your provincial plan coverage and what you pay.

These plans are ideal if you’re close to retiring or losing benefits.

1. You don’t need a medical exam to qualify
2. You can apply even with pre-existing medical conditions
3. No overall lifetime maximum on the payments you receive
4. Lets you keep your coverage if you move to a different province (as long as you continue to qualify for provincial coverage)